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Payer Authentication

CyberSource Payer Authentication Service gives you the online payment guarantees offered by Verified by Visa and MasterCard SecureCode schemes, plus optional additional fraud screening protection, via one easy connection. The programmes verify the cardholder’s identity directly with the card issuer in real-time to increase payment security and reduce the risk of fraud.

Please note: If you wish to process Maestro card transactions online, your website(s) must be MasterCard SecureCode enabled.

Key Features

  • Supports Verified by Visa and MasterCard SecureCode schemes (3D Secure standard)
  • Additional fraud tools available to control risk on non-Visa or MasterCard transactions
  • Works with any payment system
  • Single connection provides access

Key Benefits

  • Minimise online fraud and customer disputes
  • Receive chargeback protection on qualifying transactions
  • Implement easily via single internet connection or single software component
  • Obtain relief from fraud liability (pending compliance)